Roarbank is keeping up with the financial services industry by providing its users with a smarter option. Unity Small Finance Bank Limited has launched an initiative that offers a variety of services to simplify consumers’ financial journey and provide them with the best credit money services all in one place.
To obtain a credit line through Roarbank, download their app and apply for their credit card, which is provided by Unity Small Finance Bank. The application can be completed instantly through the app and may not necessitate prior credit history. It offers a ‘Starter Limit’ to aid in credit development. Funding your associated savings account is another way to increase your spending power.
Roarbank Features
Saving Account: The Roarbank card provides not only products but also other features. With its credit card, a consumer can effectively link it to a savings account with Unity Small Finance Bank. This feature allows you to choose between two nature cards: a credit card and a debit card. Normally, the card acts as a debit card when transactions are done using the linked savings account. If the user’s purchase amount exceeds the balance of their savings account, then the card will automatically use the credit limit to complete the transaction.
UPI integration: This feature makes it easy to add your Roar card to any UPI-enabled app (like Google Pay, PhonePe, Paytm). To add the card, search for ‘Unity Small Finance Bank’, set up the PIN, and begin making secure payments smoothly. Nowadays, it has become easier to scan and pay for any QR code with your credit card. It also offers hassle-free ATM cash withdrawals, online transactions, and POS transactions.
Credit Card: It offers a lifetime-free Rupay credit card or UPI-enabled credit card with no joining or annual fees, and offers an interest-free credit period of up to 62 days. INR 1,50,000 is the maximum credit limit.
Cashbacks and Rewards: Real money is given by Roarbank, not just points. It offers a wider range of cashback options. Purchase something and get a cashback reward. Earn up to 20% cashback by choosing 2 additional categories for your spending. The maximum cashback that can be earned is approximately Rs 2,500 per month.
How to apply for credit
Download the app: Get the Roarbank app by downloading it from your mobile app store.
Register: Finish the registration process, which is intended to be quick.
Apply for the card: Follow the instructions on the app to apply for a Roarbank credit card.
No credit history needed: Roarbank provides credit to those without a credit history, starting with a ‘Starter Limit’ that can be increased with timely repayments.
Fund your savings: By adding money to your savings account, you can increase your spending power on the card.
How can Roarbank help you pay your bills and send money?
Paying your bills with Roarbank is effortless and uncomplicated. Pay your credit due or fund your account in a convenient way. Transfer money to Roar using the account details via bank transfer. By using the Roarbank App, you can add money from any Indian bank account or payment app, and then pay it back.
There is also an ATM withdrawal feature. You can receive your cash by inserting your card into the ATM, selecting Credit Account, entering your PIN, and receiving the cash.
